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CIC kicks off webinar series on financial literacy, building good credit

CIC Academy 2023

MAKATI CITY, 01 March 2023 – The Credit Information Corporation (CIC), the country’s public credit registry and repository of credit information, is set to launch the “CIC Academy year 3” series with the first webinar titled “Credit Report 101: Unlocking the value of your credit history,” on March 17 and 31.

The session will tackle how borrowers can use the CIC Credit Report and credit score to improve their creditworthiness and access to credit, as well as how they can maintain and even improve their overall credit standing.

“We continue to promote the use of CIC Credit Reports as reputational collateral to enable borrowers, especially our micro, small, and medium enterprises (MSMEs), access to more affordable credit for their businesses and other financial goals – solely based on their good credit history,” CIC President and CEO Ben Joshua A. Baltazar said.

“We want to also remind the public that the CIC is the better way to borrow, and we highly encourage everyone to regularly check their CIC Credit Reports to ensure their records are up-to-date, see what lenders see when they assess loan applications, and detect incidence of fraudulent activity on any of their accounts,” he added.

For their convenience, the CIC implements a fully online dispute resolution system, wherein borrowers can file disputes, free of charge, for any incorrect, outdated, or incomplete information found in their CIC Credit Reports.

Be #creditworthy with the CIC Academy

The upcoming webinar will feature resource speakers Atty. Phillip Gerald Fulgueras, CIC Attorney III, and Mr. Justin Ray Rotap, CIBI Information Inc. Vice President and Credit Bureau Products Head.

Register for free at bit.ly/CICAcademy2023Mar17 and join the webinar via Zoom or Facebook Live to receive a certificate of participation.

CIC Academy is the corporation’s nationwide educational campaign program for raising awareness on the credit information system and for promoting credit awareness as well as responsible borrowing.

Email us at [email protected] or follow the official Facebook page of CIC for the latest information and updates on CIC’s activities and events.


The Credit Information Corporation (CIC), a government-owned and controlled corporation, was created by Republic Act No. 9510, otherwise known as the Credit Information System Act (CISA). The primary mandate of CIC is to establish a comprehensive and centralized credit information system for the collection and dissemination of fair and accurate information relevant to, or arising from, credit and credit-related activities of all entities participating in the ecosystem.

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