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PERA HUB partners with CitySavings for more convenient, easier loan accreditation for LGU employees

Pera Hub and CitySavings

PERA HUB, one of the country’s leading cash and payment-related transaction centers, strengthens its partnership with City Savings Bank, Inc. (CitySavings) to provide a more accessible and convenient loan accreditation and application process for employees of Local Government Units (LGUs).

As the challenges of the COVID-19 pandemic continue to affect the day-to-day livelihood of Filipinos, PERA HUB aims to provide an avenue for LGU employees to augment their income.

Through the partnership, PERA HUB becomes the outsourced service provider of CitySavings to help with the accreditation of LGUs so employees may start availing of the loan.

The LGU Employee Salary Loan is a loan program that caters to employees and elected officials of an accredited LGU. Qualified applicants can loan from Php25,000 to Php1M, depending on the net take-home pay of the borrower, with no hidden charges.

To qualify under the program, loan applicants must be permanent employees duly recognized by the government and its regulatory bodies that have a Memorandum of Agreement with CitySavings; have at least 1 year tenure of employment, and must not be over 65 years old upon loan maturity.

“We understand the financial struggles of our kababayans especially during these challenging times. This is the reason why we continue to make our products and services available and accessible to them. Our partnership with CitySavings is aligned with our mission to provide relevant financial services as we empower our customers to bounce back. Our frontliners such as our hardworking officers in our barangays and municipalities deserve this support as we give them the opportunity to boost their income with the help of our loan products,” PERA HUB President and CEO Ian T. Ocampo said.

“PERA HUB customers from different LGUs can now experience the added convenience of availing loans without traveling too far to the city,” he added.

“As we navigate through this pandemic, CitySavings sees the importance of making banking and financial services simpler and more convenient to our LGU partners. We believe that offering a salary loan tailor-fitted to their needs will substantially help them during these times. This is aligned with our vision to be the leading mass market bank in the Philippines. We are looking forward to paving the way for financial inclusion with our trusted partner, PERA HUB,” CitySavings President and CEO Lorenzo T. Ocampo shared.

PERA HUB began its massive product and services expansion since it was acquired by Aboitiz Equity Ventures in 2015, and then by City Savings Bank and Union Properties Inc. in 2018. The company continues to beef up its foray of services such as remittance services, cash-in and cash-out transactions, loans, microinsurance, and other complementary services. Aside from LGU Loans, PERA HUB has also partnered with CitySavings for its Teachers’ Salary Loan and Pensionado Loans.

To get your LGU accredited, you may reach out to 0919-0871869 or email [email protected]


PERA HUB is the Philippines’ foremost consumer financial services center with over 3,000 locations nationwide which provides its customers with a comprehensive scope of reliable financial services in one location. PERA HUB, a retail network of PETNET, is composed of company-owned and sub-agent branches nationwide.

PERA HUB is geared towards providing complementary products such as remittance, cash in and cashout services, loans, money changing, bills payment, airline ticketing, e-loading, micro-insurance and other cash and payment related solutions to its growing market.

It also has the PERA HUB App and PERA HUB Visa Prepaid card which allows users to send and receive Western Union remittances, pay bills and buy prepaid loads on mobile. Further leveraging on new technologies available, PERA HUB launched PERA HUB Digital Remittance Platform (DRP), Southeast Asia’s first API Developer portal and digital platform to empower the next generation of fintech solutions.

For cash and payment-related solutions, visit PERA HUB branches nationwide. The PERA HUB App is available for download in Google Play and App Store. For more information: visit www.perahub.com.ph. Sign up for free and get early access to PERA HUB’s Developer Portal and PERA HUB’s API system.


PETNET is geared towards providing financial services to consumers and businesses. Initially established to grow the network of Western Union in the Philippines, the company grew its portfolio and embarked on a massive branch and service offering expansion program.

In 2018, Aboitiz Equity Ventures (AEV) sold its 51% stake in PETNET, Inc. (PETNET) to City Savings Bank (CSB) and Union Properties, Inc. (UPI), in line with the direction of the Aboitiz Group to consolidate all its financial services under one entity, Union Bank. CSB and UPI are subsidiaries of Union Bank.

This strategy facilitates closer collaboration among the Group’s banking and financial service units and leverages synergies towards business optimization. Today, the company continues to commit itself to scale up the business to further provide relevant services to its customers.

About City Savings Bank

City Savings Bank, Inc. (CitySavings) is the thrift bank subsidiary of Union Bank of the Philippines (UnionBank) and a member of the Aboitiz Group. It is one of the largest thrift banks in the country, providing a range of mass market financial products and services, such as salary loans to public and private school teachers, pension loans to GSIS and SSS pensioners, seafarer loans, motorcycle loans, company employee loans, LGU salary loans, and traditional deposit products.

Today, CitySavings has more than 140 branches nationwide. It is well on its way to become the leading mass market bank in the Philippines, paving the way for inclusive and sustainable prosperity across the country.

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